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The Law Offices of Rounds & Sutter, LLP serves clients in Santa Barbara, Goleta, Ventura, Oxnard, Lompoc, Santa Maria, Carpinteria, Ojai, Camarillo, Buellton, Solvang and Santa Paula, CA. We serve Santa Barbara County, Ventura County and San Luis Obispo County, California.

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We are a debt relief agency,helping people file for bankruptcy relief under the Bankruptcy Code. Visit our Ventura bankruptcy practice website.

Information you obtain at this site is not, nor is it intended to be, legal advice. Consult an attorney for individual advice regarding your own situation.

Bankruptcy Information

Get Help from Experienced Bankruptcy Lawyers

Bankruptcy helps consumers and business get back on track. It can discharge many types of debt, and allow you to restructure other types. There are many forms of bankruptcy: Chapters 7, and 13 are used for individuals,with Chapter 11 typically used for business. The chapter used most frequently by individuals is Chapter 7. It is a liquidating bankruptcy, and is the simplest and quickest form of bankruptcy.

When you file bankruptcy, most creditors (companies you owe money) must change the way they conduct business regarding your account. For example, interest charges usually stop and wage garnishments are suspended (once the employer is given notice of the filing). Additionally, debt collections agencies are prohibited from calling you or in any way harassing you. They are directed to your bankruptcy attorney or trustee.

Why Local Experience is Important

Although bankruptcy is a matter under Federal jurisdiction, and is filed in the U.S. Bankruptcy Court, state law generally defines one's property rights. Therefore, it is important to have an attorney with experience in California law. Familiarity with the ways of the local Bankruptcy Court (which is in Santa Barbara, Woodland Hills, or Los Angeles) also can be helpful.

Our law office can help explain how the bankruptcy code applies to your situation and guide you through the  bankruptcy process related to your:

• Ability to File Bankrutpcy
• Chapter 7 Options
• Chapter 13 Options
• Business Bankruptcy (Chapter 11)
• Home and Mortgage
• Car and/or Truck
• Wage and Pay Garnishment
• Credit Card Debt
• Medical Bills
• Foreclosure Problems

Contact Our Office to Learn More

We provide experienced legal representation for individuals and families who need the fresh start which bankruptcy provides.  Contact us today to schedule your free consultation at 805-617-3385.

The Law Offices of Rounds and Sutter, LLP is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.