Free Consultations

Free Consultations

Bookmark

Print Page

Home Page      Overview       Attorney Profile      Bankruptcy Information   Resources     Contact

The Law Offices of Rounds & Sutter, LLP serves clients in Santa Barbara, Goleta, Ventura, Oxnard, Lompoc, Santa Maria, Carpinteria, Ojai, Camarillo, Buellton, Solvang and Santa Paula, CA. We serve Santa Barbara County, Ventura County and San Luis Obispo County, California.

Copyright © 2010 by Rounds and Sutter, LLP All rights reserved.  Disclaimer | Site Map   Site Developed by Valley Lawyer Marketing

We are a debt relief agency,helping people file for bankruptcy relief under the Bankruptcy Code. Visit our Ventura bankruptcy practice website.

Information you obtain at this site is not, nor is it intended to be, legal advice. Consult an attorney for individual advice regarding your own situation.

Credit Card Debts and Medical Bills Lawyer

Does Bankruptcy Forgive / Discharge Credit Card Debts & Medical Bills?

We help individuals and families struggling with credit card debts or medical bills. It is important to know your rights. Contrary to popular bankruptcy myths, credit card debts and medical bills may be discharged through bankruptcy. Despite changes to the U.S. Bankruptcy Code, people may still discharge credit card debts and medical bills through a Chapter 7 bankruptcy. A Chapter 13 bankruptcy allows you to reorganize and repay debts over time.

To schedule a free consultation with a bankruptcy attorney, contact our office at 805-617-3385 or E-Mail our law office.

Discharging Credit Card Debts and Rebuilding Your Credit

Through a Chapter 7 bankruptcy, you may be able to discharge your credit card debt completely.  This will provide you with a fresh start, and your can start the process of rebuilding your credit history, usually by opening a secured account and keeping it in good standing to show responsibility. Contact us today to see if your situation qualifies you for a Chapter 7 bankruptcy to remove credit card debt and we can discuss plans to put you on the right track.

Medical Bills - One of the Most Common Bankruptcy Contributing Factors

If you have medical bills that are overwhelming your finances contact me today. If you have a serious illness or have suffered a serious injury it can impair your ability to work. Even if you are able to work, your medical bills may run into the thousands of dollars and become financially overwhelming. Through a Chapter 7 bankruptcy, you can discharge medical bills.

Debt Discharge vs. Debt Reorganization - Chapter 13 Option

In some cases people do not qualify for Chapter 7 debt discharge (via the Means Test). Filing bankruptcy using Chapter 13 may be an option. Chapter 13 provides a method to restructure your debt and pay off creditors.

Contact Bankruptcy Lawyers for a Free Consultation

Do not let a bill collector tell you that credit card debt and medical bills may not be discharged or handled in a way favorable to you. Contact an experienced Santa Barbara bankruptcy lawyer to learn more about your legal rights and options. Our office is located nearby and we can arrange a phone consultation or in-person meeting that fits your schedule. Call 805-617-3385 or E-Mail us.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.