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The Law Offices of Rounds & Sutter, LLP serves clients in Santa Barbara, Goleta, Ventura, Oxnard, Lompoc, Santa Maria, Carpinteria, Ojai, Camarillo, Buellton, Solvang and Santa Paula, CA. We serve Santa Barbara County, Ventura County and San Luis Obispo County, California.

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We are a debt relief agency,helping people file for bankruptcy relief under the Bankruptcy Code. Visit our Ventura bankruptcy practice website.

Information you obtain at this site is not, nor is it intended to be, legal advice. Consult an attorney for individual advice regarding your own situation.

Wage Garnishment

Stopping Wage Garnishment - Protect Your Paycheck

Wage garnishment is one way that creditors get money out of people who owe it to them. If you are in default on a debt, the creditor can sue you to get a judgment and then enforce that judgment by making your employer garnish your wages. Wage garnishment is theoretically supposed to leave you enough income to meet basic monthly living expenses. In many cases people cannot afford to lose the money that is being taken out of their paychecks leaving them in a financial hardship.

At our bankruptcy law firm, we help clients fight wage garnishment through protection under the US Bankruptcy laws. Contact us to schedule a free consultation about your wage garnishment concerns. Call 805-617-3385.

Timing is Important

The moment you file bankruptcy, an automatic stay is placed on all debt collection efforts against you, including wage garnishment. The effect is fast - after you file, your very next paycheck should have the payroll/paycheck garnishment suspended. Your creditor will typically work out a payment plan for you to repay the debt under Chapter 13 bankruptcy - or in Chapter 7 bankruptcy, credit card debts, doctor and medical bills, and most other types of unsecured debt can be discharged permanently.

It Costs You Nothing to Learn More

Our Ventura County and Santa Barbara County offices provides experienced representation for individuals and families that need a fresh start that Chapter 7 offers or the extra  time to repay debt that Chapter 13 offers. We know that wage garnishment can leave you in a financial hardship. Contact us today to schedule your free consultation at 805-617-3385 or E-Mail us.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.